The Sun City Buyer Budget calculator will let you enter your monthly budget and cash on hand, then show your max affordable home price — accounting for the $650/yr RCSC assessment, ~$5,500 RCSC closing fees (P&I + Capital + Transfer) at closing, 0.5% property tax, and insurance. We're finishing the build.
Median Sun City home: $280,000 · Down payment 20%: $56,000 · Mortgage P&I (6.5%, 30yr): ~$1,415/mo · Property tax: ~$120/mo · Insurance: ~$80/mo · RCSC monthly equivalent: ~$45/mo · All-in monthly: ~$1,660 for a typical 2BD/2BA home.
For a specific listing you're considering, just call us. We'll pull the home up in ARMLS, look at the actual sub-HOA (if any), confirm the RCSC status, run the mortgage math at current rates, and email you a one-page breakdown the same day. No charge, no obligation.