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📊 LONA KING & BILLY HEINZMAN · THE GRAND EXPERTS

Buyer Budget

📊 Reverse Calculator

What home price can my budget actually afford in The Grand?

Tell us what you can spend each month and what cash you have for down payment. We'll work backward through every The Grand fee to show you the maximum home price your budget really supports.

📋 Your Budget
Comfortable monthly housing budgetAll-in
Cash available for down paymentDoesn't include APF or closing
💵 Loan Assumptions
Interest rate30-yr fixed, today's rates
Loan term
🏠 The Grand Costs
Homeowner annual assessment$1,921/yr = ~$160/mo. Pre-filled. Covers both rec centers, club access, common-area maintenance for the household.
Sub-HOA dues (if applicable)$0 for most. Garden Villa / Courtyard Villa / La Solana owners pay extra (~$50–$200/mo). Check listing details.
⚙️ Other Monthly Costs
Property tax rate
Home insurance
Utilities + internet
📊 Your Maximum Affordable Price
The Grand, AZ
Max Home Price
$425,000
Based on your budget & cash
How Your Cash Splits
Available cash$100,000
− Asset Preservation Fee$5,400
− Estimated closing costs$2,000
Cash for down payment$92,600
Where Your Monthly Goes
Mortgage P&I (max)$2,148
Property tax$213
Home insurance$75
Sub-HOA$0
Recreation Card$100
Utilities + internet$300
Total monthly$2,836
Heads up: This is a starting estimate based on The Grand averages. Your actual mortgage qualification depends on your income, debts, credit, and the lender's underwriting standards — not just monthly cash flow. Use this to ballpark, then talk to a lender for a real pre-approval. We can recommend lenders who understand the AZ 55+ market.